Life Insurance in Georgia
Our team of agents is dedicated to offering you the peace of mind that comes from knowing your loved ones are protected.
We know that finding the right Georgia life insurance program can get confusing and seem overwhelming at times. They didn’t teach the differences of between whole, universal and term insurance at school. That’s exactly why we, at Burnette Insurance, want to be more than just your insurance provider, we want to be your trusted coverage ally and friend. By helping you navigate your way through one of the most crucial policy decisions you will ever have to make in your lifetime; we want to find you the best fit when it comes to your Georgia life insurance.
Term life insurance, whole life insurance, universal life insurance… the list and combinations seem endless. At Burnette Insurance we want to help you determine which Georgia life insurance policy type is right for you! Our dedicated team of life insurance experts understands ’s market and regulations and can find the right plan – or mixture of options – that fit your individual needs.
Term Life Insurance Basics:
- Coverage for a “term” or period of your life.
- Lower premiums for higher coverage limits.
- Rates can change after specific terms expire.
- No equity (no cash value).
Whole Life Insurance Basics:
- Exactly like it says – permanent, not for a specific period.
- Protection carries with you your whole life.
- Can build equity and have cash value.
- Higher premiums than term life, but can be more valuable in the long run.
Term and Whole Life Combined:
- Build lifelong base of whole life coverage.
- Supplement specific times of your life with term insurance.
What is term life Insurance?
People choose term life insurance because they want specific coverage for a period of their lives. Term insurance is useful for settling debts as well as providing a future for your loved ones. For a homeowner with children it may make more sense to have a term life policy that covers the mortgage and living requirements until their children are old enough to provide for themselve.
Why choose whole life?
Whole life can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time.
Give us a call and let one of our expert life insurance agents get you started on the right path. Contact Burnette Insurance for more information and get a free Georgia life insurance quote today!