Life Insurance in Georgia

Our team of dedicated agents are happy to go above and beyond what most Georgia insurance agencies will offer—we aim to be the insurance leaders you put your trust in to protect your loved ones.

We know that finding the right Georgia life insurance program can get confusing and seem overwhelming at times. From having to weigh the pros and cons of term life insurance, to knowing the differences of whole, universal and variable and many more.

That’s exactly why we at Burnette Insurance want to be more than just your insurance provider, we want to be your trusted coverage ally and friend. By helping you navigate your way through one of the most crucial policy decisions you will ever have to make in your lifetime; we want to find you the best fit when it comes to your Georgia life insurance.

Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. At Burnette Insurance we want to help you determine which Georgia life insurance policy type is right for you! Our dedicated team of life insurance experts understands ’s market and regulations and can find the right plan – or mixture of options – that fit your individual needs.

Term Life Insurance Basics:

• Coverage for a “term” or period of your life.
• Lower premiums for higher coverage.
• Rates can change after specific terms expire.
• No equity – cannot be used as cash value.

Whole Life Insurance Basics:

• Exactly like it says – permanent, not for a specific period.
• Protection carries with you your whole life.
• Can build equity and have cash value.

Higher premiums than term life, but can be more valuable in the long run.

Term and Whole Life Combined:

• Build lifelong base of whole live coverage.
• Supplement specific times of your life with term insurance.

What is term life Insurance?

People choose term life insurance because they want specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children it may make more sense to have a term life policy that covers the mortgage and living requirements until their children are old enough to provide for themselves – in this case the term would expire around the time your children move out.

Why choose whole life?

Whole life can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time. Often times whole life policies will pay dividends - although not always.

Give us a call and let one of our expert life insurance agents get you started on the right path. Contact Burnette Insurance for more information and get a free Georgia life insurance quote today!