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Burnette Insurance Blog
What is employment practices liability insurance?
1/13/2012 8:48:16 AM
Businesses in Georgia have the option of purchasing employment practices liability coverage to supplement the protection offered by other Georgia business insurance products. Are you wondering what employment practices liability insurance is?
Employment practices liability insurance can help protect a business from the cost of lawsuits brought by employees claiming that their legal or civil rights have been violated by the business. The most common reasons for filing employment practices lawsuits are claims relating to discrimination, wrongful termination of employment, and sexual harassment. Other reasons for employment practices lawsuits include claims of emotional distress, failure to promote, and loss of career opportunity.
Employment practices liability insurance is not the same as general business liability insurance or workers compensation insurance, and it must be purchased as a separate policy. It can pay the legal costs of lawsuits, regardless of who may be at fault, and can pay (up to any policy limits) for settlements or judgments awarded by courts.
Your business may take care to treat every employee fairly and avoid knowingly violating employees’ rights. However, the risk of employee practices litigation is always there and no business is immune from misunderstandings and even false claims. Talk to us if you want to know more about employee practices liability insurance. We’ll be pleased to arrange quotes for this specific type of liability insurance to complement your other Georgia business insurance coverage!
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Employment practices liability insurance can help protect a business from the cost of lawsuits brought by employees claiming that their legal or civil rights have been violated by the business. The most common reasons for filing employment practices lawsuits are claims relating to discrimination, wrongful termination of employment, and sexual harassment. Other reasons for employment practices lawsuits include claims of emotional distress, failure to promote, and loss of career opportunity.
Employment practices liability insurance is not the same as general business liability insurance or workers compensation insurance, and it must be purchased as a separate policy. It can pay the legal costs of lawsuits, regardless of who may be at fault, and can pay (up to any policy limits) for settlements or judgments awarded by courts.
Your business may take care to treat every employee fairly and avoid knowingly violating employees’ rights. However, the risk of employee practices litigation is always there and no business is immune from misunderstandings and even false claims. Talk to us if you want to know more about employee practices liability insurance. We’ll be pleased to arrange quotes for this specific type of liability insurance to complement your other Georgia business insurance coverage!
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